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The Jewelry of Your Dreams is Within Reach

Learn about payment options

Financing & Payment Options

We offer financing options up to 24 months interest free or up to 36 months with a low 9.99% rate with our in-store credit card through our partnership with Synchrony Financial. A credit application is required. Promotional terms and programs vary. See store for details and fill out an application today!

We also accept American Express, Discover, MasterCard, and Visa.

If you have a little time before you need to make your purchase, take advantage of our layaway program. Layaway is a great option that allows you to make a modest 20% down payment on your item followed by a payment each month of 10% or more until the item is paid in full. See store to learn more.

Calculating Your Payment

It's easy to find out what your estimated payments will be with the J. Schrecker Jewelry Preferred Financing Program calculator. Note that not all promotional financing options are available at all times. See store to learn more about the current promotional rates available.


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Financing Options J. Schrecker Jewelry Hopkinsville, KY